Five Killer Quora Answers On Motor Vehicle Law
Motor Vehicle Compensation
Motor vehicles include trucks, cars motorbikes, buses, and even airplanes. Motor vehicles include cars, trucks as well as buses, motorcycles, and even airplanes.
Two studies showed that interaction with insurance companies when seeking compensation from an accident in a motor vehicle was associated with higher levels of anxiety. Further research is needed to discover the reasons for this.
Damages
The value of your motor vehicle accident claim depends on the specific costs and losses you've suffered. An attorney who specializes in personal injury will help you determine the fair compensation for your unique circumstances. Damages are typically classified as "special" or "general." The latter are expenses that can be calculated that are not deductible, like medical expenses or car repair costs. General damages are more difficult to calculate and are based on non-economic factors such as suffering and pain.
If your injuries are severe enough to be considered by New York law as a serious injury, you could be entitled to additional compensation over and above what an insurance company will offer you. If you suffer from a permanent disability that significantly affects your quality of life you could be entitled to compensation for loss of consortium as well as other non-economic damages.
You could also be able to pay back the cost of using taxis, public transportation and ridesharing services when you could not drive after the crash. You can also claim expenses to maintain your yard or home if you are unable to do so due to your injuries. You could also be able to recover the value of resale for your damaged car.
In certain circumstances an individual defendant could be ordered to pay punitive damage in the event that it is established that they deliberately caused the accident. These damages are designed to penalize the responsible party for reckless or extreme negligence.
Medical bills
Medical expenses can be costly for those who suffer from motor accident vehicles. Some car insurance policies offer medical payment coverage (also called medical pay) that can assist in paying these costs. In most instances this coverage is offered regardless of who was at fault in the crash.
It is important to remember that medical insurance cannot substitute for health insurance. In fact, a victim should always file a claim using their own health insurance first before submitting a claim to the at-fault driver's car insurance company. You may also be able to receive reimbursement for the cost of transportation to and fro medical appointments. To ensure that they get a fair amount of compensation, the victims need to be careful in keeping track of and archiving receipts.
Finally, No-Fault coverage can compensate a victim for lost wages when they are unable work as a result of their injuries. The maximum amount that can be claimed is $2,000 per month for a period of no more than three years. The No-Fault carrier can also be required by law to offset the amount of any Disability or Workers' Compensation, or Social Security benefits received by the person who was injured.
Despite the financial aid which may be available, it may take months, and sometimes years, for a fair settlement to be reached. In the meantime medical debt collection companies may be calling and unpaid bills could result in serious damage to a victim's credit score. To avoid this, a victim should establish an attorney-client relationship with an attorney firm that provides representation in auto accident cases.
Lost wages
A car accident could leave you in a state of financial hardship. If you're unable to work medical bills or credit card debts and loan payments can mount up. Losing income can also cause stress in your family. You can seek compensation for lost wages from your car accident attorney.
You'll need proof that you lost wages. This includes proof of your pay, your hourly wage, and the number days missed because of injury. You can get an employer's letter pay stubs, pay stubs, bank statements, tax returns or tax return, etc. The process of proving your income is more difficult if are self-employed or work on commission. However, your expert car accident lawyer will help you gather the necessary evidence to prove your claim.
You are only able to recover lost wages as a part of your car accident claim. You can't recuperate your lost wages from disability or worker's compensation insurance as this would be a double recovery.
The no-fault insurance company will send you to a doctor they employ to examine you and determine whether, in their opinion, your injuries prevent you from working. This is called an independent medical examination (IME), and it is important to remember that the physician who conducts your IME is biased towards the insurance company.
Pain and suffering
Contrary to medical bills and loss of wages, it's difficult to put a price on the suffering and pain that result from a vehicle accident. The emotional trauma triggered by an accident in the car can be more debilitating that the physical injuries. For instance someone suffering from PTSD may experience insomnia and anxiety, that can hinder them from sleeping soundly or not able to drive due to the fear of a second accident or getting hit again.
An attorney can help calculate the total value of your non-economic damages and collaborate with a jury to decide how much you can be awarded for your suffering and pain. The degree of your injuries as well as their impact on your daily life could be a significant factor in this figure as well which is why it's worth keeping a journal to document how the injury affects you or having family members or friends make written statements about the condition you're suffering from.
motor vehicle accident attorneys bridgeport have a cap on the amount granted for pain and loss. New York does not have a cap, but victims can only file a lawsuit and request damages for serious injuries. A Manhattan lawyer can assist you in determining the exact costs of your injuries and prove that you are entitled to a fair settlement.